Private by design

See your finances clearly.
Plan your future confidently.

Finjective is where you budget, track cash flow, and run the numbers that used to need a spreadsheet — retirement, loans, valuations, and more — all in one calm app, private by design.

On iPhone today. Android coming soon.

No bank linking. No Plaid. No tracking.

Finjective Budget tab showing planned vs. actual spending by category
The privacy moat

Your data never leaves your control.

Most budgeting apps ask you to hand over your bank logins and trust them with everything. Finjective doesn’t. There’s no Plaid, no account scraping, and no quiet resale of your financial life. You add what matters — manually or with AI assistance — and nothing more.

No bank logins

We never connect to your bank or hold your credentials. There's nothing to leak, because there's nothing to take.

No data harvesting

Your finances aren't a product. Nothing is sold, shared, or mined to target you with ads.

Yours to keep

You decide what goes in — by hand or with a little help from AI. Your money picture stays on your terms.

Three ways to see clearly

Everything you need to understand your money.

01Budget

Plan every dollar with intention.

Give each dollar a job before the month begins, then adjust as life happens. You always know what's safe to spend and what's already spoken for.

Finjective Budget tab showing planned vs. actual spending by category
02Cash Flow

See your money in motion.

Watch what's coming in and going out over time, so a tight week never takes you by surprise. The rhythm of your finances, laid out plainly.

Finjective Cash Flow tab showing income and expenses over time
03Net Worth

Watch the whole picture grow.

Bring your accounts, assets, and balances into one honest number. Track it over time and see where you actually stand — not just this month.

Finjective Net Worth tab showing accounts, assets, and balances over time
The toolkit

Make the call with the math on your side.

A professional-grade calculator suite lives in the Plan tab — the same math a finance desk runs, made simple enough to actually use. Tap any tool to see it in action.

Retirement solve projecting $1,000,000 with a growth chart
Showing the Retirement calculator.
Meet Finny

Ask a question. It has already seen your numbers.

Most finance chatbots give generic advice because generic is all they can see. Finny is connected to your budget, spending, and net worth — so “Am I on track to retire?” gets an answer about you, not about everyone.

Finny chat, connected to your data, with suggestion chips
Connected to your databudget · spending · net worth

Ask in plain words. Finny reads your actual figures and answers with them — no dashboards to dig through, no averages standing in for your life.

Am I on track to retire?Pay off debt vs invest?How much should I save?Review my spending

Sees the whole picture

Budget, spending, and net worth — in one context, in real time.

Grounded in your figures

Answers cite what you actually have, not a national average.

Full context, nothing handed over

Finny works with the numbers that never leave your control.

Finny provides general financial information, not personalized financial advice.

Start budgeting privately today.

Clarity about your money, without giving up control of it. Download Finjective and keep your financial life your own.